How Do You Qualify for Workers’ Comp in New Jersey?

Life can be decidedly unfair. You took all the proper precautions at your job and you still got hurt. Worse yet, you still have not received the workers’ compensation benefits you are owed. If you have sustained work-related injuries and need money now, please read on, then contact one of our experienced Middlesex County workplace accidents attorneys to learn how you qualify for workers’ comp in New Jersey.

How do you qualify for workers’ comp in New Jersey?

So long as you did not sustain your injuries during participation in an off-duty recreational activity, while violating company policy, while committing a crime or while being intoxicated or inebriated you should be eligible for workers’ comp. The following injuries generally qualify:

  • Lacerations, i.e. deep cuts or tears in skin or flesh
  • Sprains and strains, i.e. stretched or torn ligaments, muscles or tendons
  • Contusions
  • Burns
  • Eye injuries
  • Fractures
  • Cumulative or continuous trauma not otherwise specified

Do all businesses qualify for workers’ comp benefits in New Jersey?

As it so happens, New Jersey state law requires all New Jersey employers, not covered by federal programs, to have workers’ compensation coverage or be approved for self-insurance. So any business with one or more employees is expected to carry coverage. New Jersey’s workers’ compensation is a no fault program that provides medical treatment, wage replacement and permanent disability compensation to employees who suffer job-related injuries or illnesses. It also provides death benefits to dependents of workers who have died as a result of their employment. If you qualify, you will be entitled to 70% of your average weekly wages prior to your injuries. Keep in mind, that there is a maximum and minimum that changes every year.

Do you need a New Jersey workers’ comp lawyer?

Legally speaking, no, you do not need an attorney to receive workers’ comp benefits in the state of New Jersey. However, the average settlement process – from filing your claim to having money in your hands – can take around 12 to 18 months depending on the details of your case and whether or not you have legal representation. Reaching out to a skilled Middlesex County personal injury attorney can make all the difference in your receiving workers’ comp benefits in a timely fashion. Regardless of state law, businesses and insurance companies are not inclined to simply give money away. They will force you to fight for it. That is why you should let a qualified legal professional fight on your behalf. Do not let them hurt you again. Give us a call today.


Stathis & Leonardis, LLC is an experienced personal injury law firm in Middlesex County, New Jersey that is committed to helping clients who have been hurt due to another party’s negligence. If you have been involved in a motor vehicle accident or were injured on another person’s property, please do not hesitate to contact our firm today.

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