How Should I Speak with An Insurance Adjuster after a Car Accident?

If you were in a car accident and are unsure how to speak with an insurance adjuster, look no further. Our Middlesex County, NJ car accident attorney can help. Here are some tips in the meantime:

What to say to an insurance adjuster after a New Jersey car accident:

  • To begin, it is important to note that you should never talk to an insurance company before hiring the services of a personal injury attorney. This is because insurance companies are businesses, and in many circumstances, they care more about themselves than they do about you recovering the compensation you need to move forward. To be honest, they are not your supporter, like our legal team is. Our firm will be able to confirm that you do not get a lowball settlement or sign any paperwork that is unjust or puts you at a disadvantage.
  • You should also keep in mind that most of the time, insurance adjusters will use sneaky tricks to try and get you to oppose yourself or de-emphasize your injuries. This is why it is so important that you obtain medical documentation and bills regarding your injuries so that our legal team can use these concrete facts to demonstrate the extent of your injuries and the damages you have sustained. Again, having an attorney present during these conversations can make sure that you do not fall into any of their traps or answer a trick question “incorrectly.”
  • Typically, after an accident, the other party’s insurance company will try to send you to a particular auto body shop. You do not have to take this advice. Most of the time, they have deals worked out with these shops, and if you choose that shop, you may receive an estimate that does not fully cover the cost of the damage done to your car. However, if you have an auto body shop that you trust, you should choose that one instead.
  • As previously stated, insurance companies will present you with a lowball settlement to begin. If you deny this settlement, don’t be shocked if the insurance company all of sudden offers you the silent treatment. This is because they are anticipating that you will wait longer than the statute of limitations allows to file your claim. Our firm can keep after the insurance company to confirm that they respond in a convenient manner and collaborate with us throughout the process.

Our legal team is on your side if you have any questions or concerns. Give us a call today to get started on your claim.


If you have been involved in a motor vehicle accident or were injured on another person’s property, please contact our firm today.

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