Motor vehicles are generally big and heavy machines, convenient but dangerous. A collision can lead to serious consequences including property damage, injury, and even death. If you or someone you know were involved in a car accident that led to a permanent disability, you may be overwhelmed and unsure of what action to take. Contact a Middlesex County, NJ car accident attorney to speak with a knowledgeable and experienced lawyer who can offer professional advice and representation.
How Can a Car Accident Lead to a Permanent Disability?
When a car accident is extremely severe, people can become seriously injured or even die. High speeds, certain angles, lack of safety precautions, and more can all result in an individual sustaining lifelong and devastating injuries. Permanent disabilities can arise from any type of injury, but especially the following.
- Traumatic brain injuries
- Spinal cord injuries
- Neck injuries
- Back injuries
- Crushed bones
- Paralysis
- Amputations
- Nerve damage
- Psychological trauma
What Can I Do After Sustaining a Permanent Disability After an Accident?
New Jersey is a no-fault accident state. This means that after a car crash, all drivers involved must seek compensation through their own insurance for medical expenses, injuries, and lost wages. While you can file a claim with the other driver’s insurance for your property damage, medical expenses are generally handled within your own policy.
When an accident leaves you with a long-term or permanent disability, you can pursue further legal action by filing a claim with the at-fault driver’s insurance or filing a lawsuit against them. Insurance companies generally prioritize turning a profit and may attempt to offer a lowball settlement or evade paying out a high sum. Note that once you accept an insurance settlement you typically forfeit your right to pursue further compensation for the accident.
For this reason, it may be beneficial to file a lawsuit instead. If you file a lawsuit your attorney can gather information and evidence proving that the other driver is liable for the accident and demonstrating how their negligent or reckless behavior directly led to your injuries and disability. You can be awarded compensation for current and future medical expenses, loss of income due to your inability to work, pain and suffering, loss of enjoyment of life, the costs to modify your home or car, and more.
Do I Need a Lawyer?
While legally you are permitted to represent yourself, it is highly recommended that you obtain professional representation during any personal injury lawsuit. When you sustain a permanent disability your entire life changes and you will be faced with a multitude of new challenges including physical, mental, and financial. It is only right for you to be awarded enough compensation to cover your expenses and ensure you have an easier transition into your new reality.
Personal injury cases where the plaintiff has professional counsel result in more positive outcomes as well as higher compensation. Our attorneys at Stathis & Leonardis, LLC are equipped with the experience and knowledge to handle your disability lawsuit or claim. Reach out today to schedule a consultation and begin building your case.