What is PIP insurance?

When people get into a car accident with another vehicle, they can face serious damage to their motor vehicles and also injuries that can cause devastating effects to their bodies. After a car accident, parties usually try to find who is responsible in order to hold them accountable and seek damages. They may need these damages to recover from their physical injuries. However, they can have comfort knowing that personal injury protection can provide them with the compensation they need to pay off their medical bills. With PIP insurance in effect, you do not have to seek the liability of a party to gain compensation. This insurance policy can provide benefits without holding one party responsible for the accident that occurred. Personal Injury Protection is part of the driver’s insurance plan. For this plan, it allows people to receive medical care without having to place the blame on someone for a car accident. Since car accidents can result in serious injuries, these plans can be useful to provide the funds necessary for medical attention. When filling out a PIP application, it is important to remember that is should be filled out right away to ensure that the insurance company has accurate information it needs to cover the cost of your medical bills. This will give you the opportunity to treat your injuries as soon as possible. This application will push your insurance company to see if you are entitled to benefits under the automobile personal injury protection law.

Can I seek further legal action?

The personal injury protection policy can only cover the cost of limited bills. It cannot provide an excess amount of compensation. Due to this, you may still be struggling financially when recovering from your accident. At this time, you may wish to seek legal action against the party liable for the accident. You can do this to seek further compensation for your injuries. Some Personal Injury Protection plans may not provide a sufficient amount of compensation for the extent of the injuries you sustained. With this in mind, your next legal action can help to make up for this shortcoming. When pursuing a personal injury lawsuit, you can seek compensation for economic and noneconomic damages. Economic damages can include medical bills, rehabilitation, lost wages and lost future wages. Noneconomic damages can include the pain and suffering you have had to endure from this accident. This can also be considered as compensation for your emotional distress from the situation.

Stathis & Leonardis, LLC is an experienced personal injury law firm in Middlesex County, New Jersey that is committed to helping clients who have been hurt because of the negligence of another party. If you have been involved in a motor vehicle accident or were injured on another person’s property, contact our firm today.

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